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Under the Road Traffic Act, which penalty-point rule for a car driver who caused a traffic accident is correct?

1. ①If running a signal causes an accident with 1 death (within 72 hours), the penalty is 105 points.
2. ②Points are also counted for injuries to occupants of the victim's vehicle and to the at-fault driver.
3. ③Points for the cause of the accident, for injuries and for property damage are added together.
4. ④In a vehicle-versus-vehicle accident, if both vehicles contributed to the cause, neither driver receives points.